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Allyson Lee's avatar

It really should be as easy to cancel as it was to subscribe. I got stuck with an Instacart subscription that I paid for 2 years because I could not cancel it. I tried everything I could think of to cancel it and Instacart had made it basically impossible. And then one day in 2024, on my credit card statement was a 800#, and I called it and a person answered and I was able to cancel the subscription. Before that moment, Instacart did not have a phone number published anywhere. I don't know what happened, but I am so grateful. That charge on my credit card bill every month used to send me into a rage for a day because I could not cancel the subscription. All services should be this easy to cancel.

Donald Leonard's avatar

I’m no lawyer either Sonny, but I actually read your link to the court’s decision vacating the Biden Administration FTC’s “click-to-cancel” rule, which would have been important to consumers faced with proliferating streaming services, and it seems to have been (?) a procedural violation of the FTC, i.e., not one of substance. If the negative economic impact, e.g., on streaming services, and including other industries, exceeded $100 million, then the FTC had to follow certain steps that it did not do. So sure, streaming services (again, as an example) benefit economically from customer inertia due to cumbersome and difficult procedures to cancel services prolonging, perhaps by a number of months, revenue accruing from your credit card. But the economic loss from expedited cancellations, that is incurred by business firms by click-to-cancel, is exactly matched by consumer savings. Wasn’t Congress’s goal for the FTC (1914) oriented to protection of consumers and not protection of businesses. Oh, I forgot, Republicans are now in charge of the executive branch!

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