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Donny from Queens's avatar

You assume people plan :-)

As a consumer bankruptcy attorney with 1000 BKs under my belt, I can tell you many do not. As someone who did 1000 house refinances, I can also tell you everyone who got lower payments or refinanced debt already had plans to accumulate more as well. It's human nature.

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mel ladi's avatar

Many/most people donтАЩt plan their finances. Yeah, thatтАЩs all IтАЩm gonna say about that.

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knowltok's avatar

While true, it is also selection bias. You aren't encountering as many people who manage their money well in your line of work.

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Donny from Queens's avatar

Yes. But the sheer quantity of them is more than I would have thought prior to this.

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knowltok's avatar

Sheer quantity of what, people needing bankruptcy help that a bankruptcy attorney runs into?

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Donny from Queens's avatar

It's more than you would think by volume.

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